{"id":175,"date":"2023-08-26T10:55:53","date_gmt":"2023-08-26T01:55:53","guid":{"rendered":"https:\/\/kbtvnews.com\/?p=175"},"modified":"2023-09-04T16:43:17","modified_gmt":"2023-09-04T07:43:17","slug":"%eb%b6%84%ec%96%91%ec%95%84%ed%8c%8c%ed%8a%b8-%ec%a4%91%eb%8f%84%ea%b8%88%eb%8c%80%ec%b6%9c%ec%97%90-%eb%8c%80%ed%95%b4-%ec%95%8c%ec%95%84%eb%b3%b4%ec%9e%90","status":"publish","type":"post","link":"https:\/\/kbtvnews.com\/?p=175","title":{"rendered":"\ubd84\uc591\uc544\ud30c\ud2b8 \uc911\ub3c4\uae08\ub300\ucd9c\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uc790"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/kbtvnews.com\/wp-content\/uploads\/2023\/08\/2597.jpg\" alt=\"\" class=\"wp-image-176\" srcset=\"https:\/\/kbtvnews.com\/wp-content\/uploads\/2023\/08\/2597.jpg 1024w, https:\/\/kbtvnews.com\/wp-content\/uploads\/2023\/08\/2597-300x300.jpg 300w, https:\/\/kbtvnews.com\/wp-content\/uploads\/2023\/08\/2597-150x150.jpg 150w, https:\/\/kbtvnews.com\/wp-content\/uploads\/2023\/08\/2597-768x768.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\ubd84\uc591\uc544\ud30c\ud2b8 \uc911\ub3c4\uae08\ub300\ucd9c\uc774\ub780?<\/h2>\n\n\n\n<p>\ubd84\uc591\uc544\ud30c\ud2b8 \uc911\ub3c4\uae08\ub300\ucd9c\uc774\ub780, \uc8fc\ud0dd \ubd84\uc591 \uacfc\uc815\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc911\ub3c4\uae08\uc744 \ub300\ucd9c\ub85c \uc9c0\uc6d0\ubc1b\ub294 \uc81c\ub3c4\ub97c \ub9d0\ud569\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc8fc\ud0dd\uc758 \ubd84\uc591 \uc2dc\uae30\uc5d0\ub294 \uc804\uccb4 \uae08\uc561\uc758 \uc77c\ubd80\uc778 \uc911\ub3c4\uae08\uc744 \ub0b4\uc57c \ud558\ub294\ub370, \uc774\ub97c \ubd80\ub2f4\ud558\uae30 \uc5b4\ub824\uc6b4 \uc0ac\ub78c\ub4e4\uc744 \uc704\ud574 \uc740\ud589\uc774\ub098 \uae08\uc735\uae30\uad00\uc5d0\uc11c \uc911\ub3c4\uae08\ub300\ucd9c \uc0c1\ud488\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\ubd84\uc591\uc544\ud30c\ud2b8 \uc911\ub3c4\uae08\ub300\ucd9c\uc740 \uc8fc\ud0dd \ubd84\uc591\uc2dc\uc5d0 \ud544\uc694\ud55c \uc790\ubcf8\ub825 \ubd80\uc871\uc73c\ub85c \uc778\ud55c \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 \ub3c4\uc785\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774 \ub300\ucd9c\uc740 \ubcf4\uc99d\uc11c\uac00 \ud544\uc694 \uc5c6\ub294 \ube44\ubcf4\uc99d \uc2e0\uc6a9\ub300\ucd9c\ub85c \ucc98\ub9ac\ub418\uba70, \ub300\ucd9c \ud55c\ub3c4\uc640 \uc774\uc790\uc728\uc740 \uac1c\uc778 \uc2e0\uc6a9 \ud3c9\uac00 \uacb0\uacfc\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc911\uc18c\ud615 \uac00\uad6c\ub098 \uccad\ub144\uce35 \ub4f1 \uc800\uc18c\ub4dd\uce35 \ub610\ub294 \ucd08\uae30 \uc9c1\uc7a5\uc778 \ub4f1 \uc790\ubcf8\ub825\uc774 \ubd80\uc871\ud55c \uc0ac\ub78c\ub4e4\uc774 \ud574\ub2f9 \ub300\ucd9c \uc0c1\ud488\uc744 \ub9ce\uc774 \uc774\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc11c\ubbfc\uc8fc\uac70\ubcf5\uc9c0\uc0ac\uc5c5\uc758 \uc77c\ud658\uc73c\ub85c \ucd94\uc9c4\ub418\uace0 \uc788\ub294 \ub9cc\ud07c \uc815\ubd80\uc640 \uc9c0\uc790\uccb4\uc5d0\uc11c \uc9c0\uc6d0\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc544\uc11c \uc88b\uc740 \uc870\uac74\uc73c\ub85c \ub300\ucd9c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \ubd84\uc591\uc544\ud30c\ud2b8 \uc911\ub3c4\uae08\ub300\ucd9c\uc744 \uc774\uc6a9\ud560 \uacbd\uc6b0\uc5d0\ub294 \uc0c1\ud658 \uacc4\ud68d\uc744 \uc138\uc6b0\uace0 \uc6d4 \uc0c1\ud658\uae08\uc744 \uc900\ube44\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub300\ucd9c \uc5f0\uc7a5 \uc2dc \ucd94\uac00 \uc774\uc790 \ubd80\ub2f4\ub3c4 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \uc2e0\uc911\ud55c \uacb0\uc815\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ubd84\uc591\uc544\ud30c\ud2b8 \uc911\ub3c4\uae08\ub300\ucd9c\uc740 \uc8fc\ud0dd\uc744 \uad6c\ub9e4\ud558\uace0\uc790 \ud558\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ud070 \ub3c4\uc6c0\uc774 \ub418\ub294 \uae08\uc735\uc0c1\ud488\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uccad\uc57d \uc911\ub3c4\uae08 \ub300\ucd9c \uc774\uc790\ub294 \uc5b4\ub5bb\uac8c \uacb0\uc815\ub418\ub098\uc694?<\/h2>\n\n\n\n<p>\ubd84\uc591\uc544\ud30c\ud2b8 \uc911\ub3c4\uae08 \ub300\ucd9c\uc740 \uccad\uc57d\uc5d0 \uc131\uacf5\ud55c \ubd84\uc591\uc790\ub4e4\uc774 \uc911\ub3c4\uae08\uc744 \uac1a\uae30 \uc704\ud574 \uc774\uc6a9\ud558\ub294 \ub300\ucd9c \uc0c1\ud488\uc785\ub2c8\ub2e4. \uc911\ub3c4\uae08\uc740 \ubd84\uc591\uac00\uc758 \uc77c\ubd80\ub85c, \uc77c\uc815 \uc2dc\uc810\uae4c\uc9c0 \ub0a9\ubd80\ud574\uc57c \ud558\ub294 \uae08\uc561\uc785\ub2c8\ub2e4. <\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc911\ub3c4\uae08 \ub300\ucd9c \uc774\uc790\ub294 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uacfc \uc720\uc0ac\ud558\uac8c \uacb0\uc815\ub429\ub2c8\ub2e4. \uc8fc\uc694 \uc694\uc18c\ub85c\ub294 \uae08\ub9ac \uc218\uc900, \ub300\ucd9c \uae30\uac04, \uc2e0\uc6a9 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\uccab\uc9f8\ub85c, \uae08\ub9ac \uc218\uc900\uc740 \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \ubcc0\ub3d9\ub429\ub2c8\ub2e4. \ud604\uc7ac \uacbd\uae30\uc640 \uc778\ud50c\ub808\uc774\uc158 \ub4f1\uc758 \uc694\uc778\uc73c\ub85c \uc778\ud574 \uae08\ub9ac\uac00 \ubcc0\ub3d9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\ub458\uc9f8\ub85c, \ub300\ucd9c \uae30\uac04\uc740 \uc911\uc694\ud55c \ud310\ub2e8 \uc694\uc18c\uc785\ub2c8\ub2e4. \ubcf4\ud1b5 \ubd84\uc591\uc544\ud30c\ud2b8 \uc911\ub3c4\uae09\uc740 \uba87 \ub144 \ub3d9\uc548 \ub0a9\ubd80\ub418\uc5b4\uc57c \ud558\ubbc0\ub85c, \uc774\uc5d0 \ub530\ub77c \uc774\uc790\uc728\uc774 \uacb0\uc815\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc14b\uc9f8\ub85c, \uc2e0\uc6a9 \ud3c9\uac00 \uacb0\uacfc\ub3c4 \uc601\ud5a5\uc744 \uc90d\ub2c8\ub2e4. \uc2e0\uc6a9\ub4f1\uae09\uc774 \uc88b\uc744\uc218\ub85d \ub354 \uc720\ub9ac\ud55c \uc870\uac74\uc73c\ub85c \ub300\ucd9c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\ub530\ub77c\uc11c \uccad\uc57d \uc911\ub3c4\uae09 \ub300\ucd9c\uc758 \uc774\uc790\ub294 \uac01\uac01\uc758 \uc0c1\ud669\uc5d0 \ub530\ub77c \ub2e4\ub974\uac8c \uacb0\uc815\ub418\uba70, \ub2e4\ub978 \ubd80\ub3d9\uc0b0 \uad00\ub828 \ub300\ucd9c\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc911\uc694\ud55c \uacb0\uc815 \uc694\uc18c\ub4e4\uc744 \uace0\ub824\ud558\uc5ec \uc0b0\ucd9c\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc911\ub3c4\uae08 \ub300\ucd9c LTV\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n\n\n\n<p>\uc911\ub3c4\uae08 \ub300\ucd9c LTV\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc911\ub3c4\uae08 \ub300\ucd9c LTV\ub294 &#8216;Loan-to-Value&#8217;\uc758 \uc57d\uc790\ub85c, \uc8fc\ud0dd \uad6c\ub9e4\ub97c \uc704\ud574 \uc911\ub3c4\uae08\uc744 \ub300\ucd9c\ubc1b\uc744 \ub54c \ud574\ub2f9 \uc8fc\ud0dd \uac00\uaca9\uc5d0 \ub300\ud55c \ub300\ucd9c \ube44\uc728\uc744 \ub098\ud0c0\ub0b4\ub294 \uc9c0\ud45c\uc785\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc911\ub3c4\uae08\uc740 \uc804\uccb4 \uc8fc\ud0dd \uac00\uaca9\uc758 \uc77c\ubd80\uc774\uba70, \ub098\uba38\uc9c0 \uae08\uc561\uc740 \uc740\ud589 \ub4f1\uc5d0\uc11c \ub300\ucd9c\ubc1b\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>LTV \ube44\uc728\uc740 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \ubcf4\ud1b5\uc740 70% ~ 80% \uc0ac\uc774\uc758 LTV \ube44\uc728\ub85c \uc911\ub3c4\uae08\uc744 \ub300\ucd9c \ubc1b\uc744 \uc218 \uc788\uc73c\uba70, \uc774\ub294 \ub9d0 \uadf8\ub300\ub85c \uc8fc\ud0dd \uac00\uaca9\uc5d0 \ube44\ud574 \uc5bc\ub9c8\ub098 \ub9ce\uc740 \uae08\uc561\uc744 \ube4c\ub9b4 \uc218 \uc788\ub294\uc9c0\ub97c \uacb0\uc815\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc8fc\ud0dd \uac00\uaca9\uc774 1\uc5b5 \uc6d0\uc77c \ub54c LTV\uac00 70%\ub77c\uba74 \uc911\ub3c4\uae08\uc73c\ub85c \ucd5c\ub300 7\ucc9c\ub9cc \uc6d0\uae4c\uc9c0\ub9cc \ube4c\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\ub192\uc740 LTV \ube44\uc728\uc77c\uc218\ub85d \uc740\ud589 \uc785\uc7a5\uc5d0\uc11c \ub9ac\uc2a4\ud06c\uac00 \ud06c\ub2e4\uace0 \ud310\ub2e8\ud558\ubbc0\ub85c \uae09\ub4f1\ud558\ub294 \uacbd\uc6b0 \uc774\uc790\uc728 \uc0c1\uc2b9\uacfc \ud568\uaed8 \uc2e0\uc6a9 \uc810\uc218\uc640 \uc18c\ub4dd \uc5ec\ubd80 \ub4f1 \ucd94\uac00 \uc870\uac74\uc774 \ub530\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uad6c\ub9e4\uc790\ub4e4\uc740 \uc801\uc808\ud55c \uacc4\uc0b0\uacfc \uc900\ube44\ub97c \ud1b5\ud574 LTV \ube44\uc728\uacfc \ub300\ucd9c \uae08\uc561\uc744 \uacb0\uc815\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc885\ud569\uc801\uc73c\ub85c, \uc911\ub3c4\uae08 \ub300\ucd9c LTV\ub294 \uc8fc\ud0dd \uad6c\ub9e4\uc5d0 \ud544\uc218\uc801\uc778 \uac1c\ub150\uc73c\ub85c, \uc8fc\ud0dd \uac00\uaca9 \ub300\ube44 \uc5bc\ub9c8\ub098 \ub9ce\uc740 \uae08\uc561\uc744 \ube4c\ub9b4 \uc218 \uc788\ub294\uc9c0\ub97c \ub098\ud0c0\ub0b4\ub294 \uc9c0\ud45c\uc785\ub2c8\ub2e4. \uc774\ub97c \uace0\ub824\ud558\uc5ec \uc2e0\uc911\ud55c \uc0c1\ud658 \uacc4\ud68d\uc744 \uc138\uc6b0\uace0 \uc801\uc808\ud55c \uc870\uac74\uc758 \uc911\ub3c4\uae08 \ub300\ucd9c\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uccad\uc57d \uc911\ub3c4\uae08 \ub300\ucd9c \uc870\uac74\uc744 \uc54c\ub824\uc8fc\uc138\uc694.<\/h2>\n\n\n\n<p>\ubd84\uc591 \uc544\ud30c\ud2b8 \uc911\ub3c4\uae08 \ub300\ucd9c\uc740 \uccad\uc57d \uc2e0\uccad\uc790\uac00 \ubd84\uc591 \uc544\ud30c\ud2b8\uc758 \uc911\ub3c4\uae08\uc744 \uac1a\uae30 \uc704\ud574 \ub300\ucd9c\uc744 \ubc1b\ub294 \uac83\uc744 \ub9d0\ud569\ub2c8\ub2e4. \uc774\ub294 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uacfc \uc720\uc0ac\ud558\uc9c0\ub9cc \ud2b9\uc815\ud55c \uc870\uac74\uacfc \uc81c\ud55c\uc774 \uc874\uc7ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\ubd84\uc591 \uc544\ud30c\ud2b8 \uc911\ub3c4\uae08 \ub300\ucd9c\uc758 \uc870\uac74\uc740 \ub2e4\uc18c \ubcf5\uc7a1\ud560 \uc218 \uc788\uc73c\uba70, \uc77c\ubc18\uc801\uc73c\ub85c \ub2e4\uc74c\uacfc \uac19\uc740 \uc694\uac74\ub4e4\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uccab\uc9f8, \ubd84\uc591 \uc2e0\uccad\uc790\ub294 \ud574\ub2f9 \uc544\ud30c\ud2b8\uc5d0 \ub300\ud55c \uccad\uc57d\uad8c\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4. \ub458\uc9f8, \uc2e0\uccad\uc790\uc758 \uc18c\ub4dd \ubc0f \uae08\uc735 \uc0c1\ud669\uc5d0 \ub530\ub77c \uc740\ud589\uc774\ub098 \uae08\uc735 \uae30\uad00\uc5d0\uc11c \uc0c1\ud658 \ub2a5\ub825\uc744 \ud3c9\uac00\ud558\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\ub610\ud55c \uc77c\ubd80 \uc740\ud589\uc5d0\uc11c\ub294 \ucd94\uac00\uc801\uc778 \uc870\uac74\ub4e4\uc774 \uc801\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc77c\uc815 \uae30\uac04 \ub3d9\uc548 \ud574\ub2f9 \uc9c0\uc5ed\uc5d0 \uac70\uc8fc\ud558\ub294 \uac83\uc774 \uc694\uad6c\ub418\uac70\ub098 \ud2b9\uc815 \uc9c1\uc7a5 \ud615\ud0dc\ub97c \uac00\uc9c0\uace0 \uc788\ub294 \ub4f1\uc758 \uc81c\ud55c \uc0ac\ud56d\uc774 \uc874\uc7ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc911\ub3c4\uae08 \ub300\ucd9c\uc740 \ubd84\uc591 \uc2e0\uccad\uc790\uc5d0\uac8c \uc720\ub9ac\ud55c \uc810\ub3c4 \uc874\uc7ac\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ucd5c\ucd08 \uc785\uc8fc\uc77c \uc804\uae4c\uc9c0 \uc911\ub3c4\uae08\uc744 \uac1a\uc544\uc57c \ud558\ub294 \uacbd\uc6b0, \ub300\ucd9c\uc744 \ud1b5\ud574 \uc774\ub97c \uac1a\uc744 \uc218 \uc788\uc73c\ubbc0\ub85c \uae08\uc804\uc801\uc778 \ubd80\ub2f4\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\ubd84\uc591 \uc544\ud30c\ud2b8 \uc911\ub3c4\uae08 \ub300\ucd9c\uc740 \uac1c\uc778\uc758 \uc0c1\ud669\uc5d0 \ub530\ub77c \ub2e4\ub974\uae30 \ub54c\ubb38\uc5d0 \uc0c1\uc138\ud55c \uc815\ubcf4\ub294 \uc740\ud589\uc774\ub098 \uae08\uc735 \uae30\uad00\uacfc \uc0c1\ub2f4\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uadf8\ub4e4\uc740 \uc2e0\uccad\uc790\uc758 \uc870\uac74\uc5d0 \ub9de\uac8c \ucd5c\uc801\uc758 \ub300\ucd9c \uc0c1\ud488\uacfc \uc870\uac74\uc744 \uc81c\uc2dc\ud574\uc904 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc544\ud30c\ud2b8 \ubd84\uc591 \ub300\ucd9c \ud55c\ub3c4\ub294 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/h2>\n\n\n\n<p>\uc544\ud30c\ud2b8 \ubd84\uc591 \ub300\ucd9c \ud55c\ub3c4\ub294 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694? \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ubd84\uc591 \uc544\ud30c\ud2b8\ub97c \uad6c\ub9e4\ud558\uae30 \uc704\ud574 \uc911\ub3c4\uae08\uc744 \uc9c0\ubd88\ud560 \ub54c \ub300\ucd9c\uc744 \uc774\uc6a9\ud558\uace4 \ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc544\ud30c\ud2b8 \ubd84\uc591 \ub300\ucd9c\uc758 \ud55c\ub3c4\ub294 \uc5b4\ub5bb\uac8c \uacb0\uc815\ub418\ub294\uc9c0 \uad81\uae08\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc544\ud30c\ud2b8 \ubd84\uc591 \ub300\ucd9c \ud55c\ub3c4\ub294 \uc77c\ubc18 \uc8fc\ud0dd\ub300\ucd9c\uacfc \ub2e4\ub978 \uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc8fc\ud0dd\ub300\ucd9c\uc740 \ubd80\ub3d9\uc0b0 \uac00\uce58\uc5d0 \ube44\ub840\ud558\uc5ec \uacb0\uc815\ub418\uc9c0\ub9cc, \uc544\ud30c\ud2b8 \ubd84\uc591 \ub300\ucd9c\uc740 \uc2e0\uaddc \ubbfc\uac04\uc8fc\ud0dd \uacf5\uae09 \ud65c\uc131\ud654\ub97c \uc704\ud574 \uc815\ubd80\uc5d0\uc11c \ucd94\uc9c4\ud558\ub294 \uc815\ucc45\uc758 \uc77c\ud658\uc73c\ub85c \ud2b9\ubcc4\ud55c \uae30\uc900\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc77c\ub2e8, \uc544\ud30c\ud2b8 \ubd84\uc591 \ub300\ucd9c \ud55c\ub3c4\ub294 \uc9c0\uc5ed\ubcc4\ub85c \uc0c1\uc774\ud569\ub2c8\ub2e4. \uac01 \uc9c0\uc5ed\ub9c8\ub2e4 \uace0\ub824\ud574\uc57c \ud560 \uc694\uc18c\ub4e4\uc774 \ub2e4\ub974\uae30 \ub54c\ubb38\uc5d0 \ub2e8\uc21c\ud55c \uc22b\uc790\ub85c \ud45c\ud604\ud558\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ubbc0\ub85c \uad00\ub828 \ubd80\ub3d9\uc0b0 \uc804\ubb38\uac00\ub098 \uae08\uc735\uae30\uad00\uacfc \uc0c1\ub2f4\ud558\uc5ec \uc790\uc138\ud55c \uc815\ubcf4\ub97c \ud655\uc778\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\uadf8\ub9ac\uace0 \uc544\ud30c\ud2b8 \ubd84\uc591 \ub300\ucd9c \ud55c\ub3c4\ub294 \uc7ac\uc0b0 \uac00\uce58\uc640 \uc218\uc785 \ub4f1 \uc5ec\ub7ec \uc694\uc778\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud558\uc5ec \uacb0\uc815\ub429\ub2c8\ub2e4. \uac1c\uc778\uc758 \uc2e0\uc6a9 \ud3c9\uac00, \uc7ac\uc815 \uc0c1\ud669, \ub300\ucd9c \uae30\uac04 \ub4f1\ub3c4 \uace0\ub824\uc0ac\ud56d\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ubbc0\ub85c \uac01\uac01\uc758 \uac1c\ubcc4\uc801\uc778 \uc0c1\ud669\uc5d0 \ub530\ub77c \ub2e4\ub978 \uacb0\uacfc\uac00 \ub098\uc62c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc544\ud30c\ud2b8 \ubd84\uc591 \ub300\ucd9c \ud55c\ub3c4\ub294 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ub530\ub77c \ubcc0\ub3d9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ubd80\ub098 \uae08\uc735\uae30\uad00\uc758 \uc815\ucc45\uc774\ub098 \uacbd\uc81c \uc0c1\ud669 \ub4f1\uc5d0 \uc758\ud574 \ud55c\ub3c4\uac00 \uc870\uc815\ub420 \uc218 \uc788\ub2e4\ub294 \uc810 \uc5ed\uc2dc \uc720\ub150\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\ub530\ub77c\uc11c \uc544\ud30c\ud2b8 \ubd84\uc591 \ub300\ucd9c \ud55c\ub3c4\ub97c \uc54c\uace0 \uc2f6\ub2e4\uba74 \uc804\ubb38\uac00\uc640 \uc0c1\ub2f4\ud558\uace0 \uac1c\uc778\uc758 \uc0c1\ud669\uc744 \uace0\ub824\ud558\uc5ec \uc2e4\uc9c8\uc801\uc778 \uc815\ubcf4\ub97c \ud655\uc778\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"<p>\ubd84\uc591\uc544\ud30c\ud2b8 \uc911\ub3c4\uae08\ub300\ucd9c\uc774\ub780? \ubd84\uc591\uc544\ud30c\ud2b8 \uc911\ub3c4\uae08\ub300\ucd9c\uc774\ub780, \uc8fc\ud0dd \ubd84\uc591 \uacfc\uc815\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc911\ub3c4\uae08\uc744 \ub300\ucd9c\ub85c \uc9c0\uc6d0\ubc1b\ub294 \uc81c\ub3c4\ub97c \ub9d0\ud569\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc8fc\ud0dd\uc758 \ubd84\uc591 \uc2dc\uae30\uc5d0\ub294 \uc804\uccb4 \uae08\uc561\uc758 \uc77c\ubd80\uc778 \uc911\ub3c4\uae08\uc744 \ub0b4\uc57c \ud558\ub294\ub370, \uc774\ub97c \ubd80\ub2f4\ud558\uae30 \uc5b4\ub824\uc6b4 \uc0ac\ub78c\ub4e4\uc744 \uc704\ud574 \uc740\ud589\uc774\ub098 \uae08\uc735\uae30\uad00\uc5d0\uc11c \uc911\ub3c4\uae08\ub300\ucd9c \uc0c1\ud488\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubd84\uc591\uc544\ud30c\ud2b8 \uc911\ub3c4\uae08\ub300\ucd9c\uc740 \uc8fc\ud0dd \ubd84\uc591\uc2dc\uc5d0 \ud544\uc694\ud55c \uc790\ubcf8\ub825&#8230; 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